Collection Abuse

In these uncertain times, millions of Americans are suffering from overwhelming debt caused by a loss of a job, lower income, divorce, or unexpected medical bills.  Falling behind on your debts is stressful enough without the harassment of debt collectors.

Debt collectors must treat you with truth, fairness, dignity, and respect.  No exceptions.  Federal and Colorado law protects consumers against unfair, deceptive, and abusive debt collection practices.  The primary law that protects consumers is the Fair Debt Collections Practices Act (FDCPA).  This law protects consumers like you from being harassed or mislead by debt collectors.

Heupel Law protects consumers from abusive and illegal debt collection practices.  Our firm believes you have the right to be treated with dignity and respect, even if you do owe the creditor money.

If you have suffered from any abusive bill collection practices, you may be entitled to compensation.  The FDCPA awards a minimum penalty of $1,000 payable to you.   If we agree to represent you in your FDCPA case, you will not pay any attorney fees because the FDCPA permits you to have the abusive debt collector pay your legal fees.